
What is Personal Umbrella Insurance?
Personal umbrella insurance provides additional liability coverage above and beyond your standard auto, home, or renters policy. It helps protect your assets and future against large lawsuits, accidents, or claims.
Cover Yourself From:
Personal Injury Liability
Property Damage Lawsuits
Legal Defense Costs
Auto & Home Liability Claims
Libel & Slander
Judgments & Settlements
FAQ
What does umbrella insurance cover?
Umbrella insurance provides extra liability coverage above your auto, home, or renters policies—covering large claims, lawsuits, and legal defense.
Who needs umbrella insurance?
Anyone who wants additional protection for their assets—especially homeowners, frequent drivers, landlords, or those with higher risk lifestyles.
How much coverage do I need?
Policies typically start at $1 million, but higher limits are available. Consider your total assets, income, and risk profile when choosing limits.
Is umbrella coverage expensive?
No, umbrella coverage is generally affordable—especially compared to the extra protection and peace of mind it offers.